Services
Mortgage Advisory
We do not sell or source property. We advise only on financing — comparing offers across all major UAE banks and managing your mortgage application, for residential or commercial property you have already chosen, anywhere in the UAE.
- For standard salaried resident cases, A&D's mortgage support is free — our fee is paid by the lending bank, not the client.
Documents
- Passport
- Visa + Emirates ID, for residents
- Salary certificate / employment contract, for salaried applicants
- 3–6 months personal bank statements (bank-dependent)
- Payslips / WPS evidence, where required
- Company licence, corporate statements, VAT/CT/audit documents, for business-owner applicants
- Property documents: booking form / SPA / Oqood / title deed / MOU / statement of account, depending on the case
- Existing liabilities: credit cards, loans
We reply within 15 minutes during working hours
Talk to us about your situation
Frequently asked questions
For standard salaried resident cases, no — our fee is paid by the lending bank rather than by you. Non-standard and commercial cases are quoted individually.
No. We advise on financing only. We do not sell or source property — you choose it, we structure and manage the financing behind it.
All major banks operating in the UAE market. Which of them will lend on your case depends on your residency, income profile and the property itself.
Yes. Non-residents complete most of the process remotely — see the Mortgage for Non-Residents page for the terms that apply.
Pre-approval usually takes days. From full application to transfer is typically three to six weeks, depending on the bank and the property.
Talk to us about your situation
We reply within 15 minutes during working hours
Tell us your goal, your nationality or residency status and your rough timeline — the more specific the first message, the faster we can help.
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